Top 3 Auto Insurance in United States

Top 3 Auto Insurance in the United States

Selecting a proper car insurance company is thus of vital importance. There are many factors involved in selecting a car insurance company. The most important is its reach all over the USA, as a national insurance company with a grid all over the USA will be a great help.

Depending upon preferences the top 3 insurance companies listed below will go a long way in fulfilling your needs for an auto insurance policy.

GEICO – This stands for Government Employees Insurance Company and is owned by a subsidiary of Berkshire Hathaway. If figures have any meaning at any given time this company services 10 million cars with its auto policies.

The company has a presence in 50 states of the union and you will be better of insuring with this company with a truly national reach. The company was founded in 1936 to give insurance to government employees, hence that name has stuck to it. The company does not deal with any middle men and directly contacts its customers, this results in a lower insurance premium. Many car owners have shifted to GEICO and saved $ 600 over a six month period.

Esurance – This company appeared on the scene only in 1999 and is thus a ‘modern’ insurance company. It does not have an old pedigree, but it makes up with excellent service, lower premiums and excellent back up facility.

In the last decade the company by dint of its ability has caught the imagination of the car owners. It has a presence in 30 states and is one of the pioneers of online insurance. You can get a quote on-line and also get a policy issued the same day.

Esurance has all the trappings of the modern age. It has a 24/7 customer service available at the click of a mouse. You can pay your premium as well process a claim on-line. The best part is that you can follow-up the repairs sanctioned from insurance through your mobile.

State Mutual Insurance Company – This company has a low profile as per visibility is concerned through advertisements, but it is the largest car insurer in the USA. Set up in 1922 the company traces a rich pedigree and it will surprise most people that it caters to 75 million policy holders which gives it the biggest market share of automobile insurance in the entire USA. Compared to GEICO which has an advertising budget of $800 million the SFMIC has a budget of only $ 300 million. But because it’s standing and excellent service in all corners of the USA, it is the number one insurance company in the USA for car insurance.

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